Topic: What's up with BOA? Have they really squashed direct connect?
There seem to be many threads about BoA discontinuing Direct Connect. (definitely for credit cards, I'm not sure about check and savings accounts.) It seems they have replaced it with what is called Express Web Connect. This appears to be different from the plain Web Connect in that from the client perspective, it is still a one click download, but it seems that in the background, it can use either Direct Connect or Web Connect or possibly even screen scraping to update Quicken's view of that account once a day. I don't know if there is any way to determine which is used for any particular bank, such as BoA. I'm not even sure someone with Quicken could tell for sure. I'd love to hear differently about this, but it looks like BoA may have managed to cut off direct connect access for any FOSS applications.